Have you been putting off doing DIY home repairs because you’re too busy? We aren’t here to nag you about your unfinished jobs, but we want to remind you that delaying household repairs can have implications for home safety and security and can even affect your Idaho homeowners insurance. 

Have you considered arranging to have those outstanding repair jobs done by a contractor? Let’s ask a few more pertinent questions:

 •Does thinking about all those unfinished tasks lower your morale, or tend to make you feel guilty or stressed?  

•Have you been putting off repairs because you don’t have the right spare parts, materials or tools?
•How does your hourly rate of pay compare with a contractor’s hourly rate? It doesn’t make financial sense to do it yourself if your hourly rate is higher than a contractor’s – especially if it would take you longer!

Handing over a repair job (just this once!) doesn’t mean that you have lost control of it; you are still in charge, you can choose who does the job, and you can plan and supervise the work. There is one other thing you can do: call your agent or insurer and check what home repairs are covered by your Idaho homeowners insurance.

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