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Do You Need Additional Auto Insurance?

Additional Auto Insurance Rexburg IDAuto insurance add-ons may be well worth the purchase.  

Every motorist wants to ensure that they get the right car coverage. From protection on the road to safeguarding your life’s savings, insurance is critical for every vehicle owner. However, if you picked a bare-bone policy, you may be exposed to certain threats that could drain your bank account.

Check out these additional auto insurance coverages that may be worth adding to your coverage: 

Small claim forgiveness – Small claims, such as fender benders, can increase your auto insurance rate.  In the spirit of forgiveness, this coverage means that your rate remains the same, even if you file a small claim.

Loss of use – Anyone who has been without their car after an accident knows the frustration of using public transport and taxi cabs. This coverage reimburses your expenses that you face when your car is getting repaired or replaced. 

Personal umbrella – Personal Liability Umbrella insurance supplements the liability coverage you already have on your Auto and Homeowners policies, providing an extra layer of coverage.

Towing & Roadside Assistance – Avoid the ‘oh no’ moment of breaking down on the side of the road with no means of help. Your auto insurance policy can provide you with a tow truck that will transport you and your car to a mechanic, locksmith services, battery jump-starting, delivery of fuel, and other repairs.

Rental car reimbursement – If you need a rental vehicle after an accident, your policy can foot the bill for the cost of the rental car so that you don’t have to be without your vehicle and money!

Extended customized equipment coverage – If your vehicle is equipped with a stereo system, subwoofer, chrome rims, spinners, or a similar feature, they may not be covered if they’re damaged or stolen. Fortunately, this coverage protects these features.

Are you ready to get started on your all-encompassing auto insurance? Contact Bell Black Insurance, serving Idaho Falls, Island Park, Driggs, Victor, Swan Valley, Ashton, and the neighboring communities in Idaho, as well as Jackson and Star Valley in Wyoming.