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How Many Cars Can Be Insured on the Same Policy?

How Many Cars Can Be Insured on the Same Policy?Properly protect your family cars on the right auto insurance policy.  

Does your family have a growing garage full of cars? If so, you will be looking to save on insuring them all. Adding more than one car to your policy is a clever and easy way to save on your car insurance. Bundling all of your vehicles in your household onto one policy means that you will eligible for a multiple vehicle policy with your provider. But how many cars can you add?

If you live in a household with multiple vehicles, then it’s a good idea to insure your cars under one policy. A caveat to this is if the other driver has a DUI or some other major incident that would cause insurance rates to rise. Otherwise, multi-car insurance policies are built for a household with two or more passenger vehicles. Insurance companies will have their own limit to the number of cars you can cover under a single insurance policy. Typically, this number is four or five vehicles.

Keep in mind that there are other restrictions that you may need to know about with multi-car insurance policies. Some companies offer a discount online if the insured cars are in the same household and insured by related parties. That means, if you’re living with a roommate who you’re not related to, then you may not qualify for multi-car insurance. However, other insurers may only require you to live at the same address and are not concerned if you are related to others in the household or not.

For the right car insurance for your needs, contact the experts at Bell Black Insurance.  We serve all insurance needs for those in Idaho Falls, Island Park, Driggs, Victor, Swan Valley, Ashton, and the neighboring communities in Idaho, as well as Jackson and Star Valley in Wyoming.

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