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Homeowners insurance is residential insurance that protects the home from disaster and theft. Its coverage is mainly for dwelling and personal property. The dwelling structure helps cover damage to your home structure and other attached structures from perils clearly stated in the policy. Property coverage pays for the damage to the belongings in the home.Read more

Most homeowners’ insurance policies will cover fire damage unless caused by an act of war or intentionally set by you or a family member. Fires are commonly caused by lightning strikes, electrical shocks, or sparks near a dryer vent. Understanding what causes fires is the best way to prevent them from occurring in your home.Read more

Seasons are changing. We are preparing to spend much of our time inside as the winds pick up and the temperatures start to fall. It’s easier to prepare your home for the colder weather while it’s still warm than to fix things when the snow is falling. Getting a head start on any repairs orRead more

Homeowners insurance is a form of property insurance that gives liability coverage against accidents in the home and around the property while also covering damages to your residence and furnishings and other assets inside your home. This policy usually covers the following incidents on the insured property: interior/exterior damage loss or damage of personal assetsRead more

The price of homeowners insurance is one of those unavoidable expenses that come along with owning a house. How much you pay for coverage will depend on a variety of factors such as the location and age of your home, but the average premium costs over $1,000. Although it can feel like a big expense,Read more

It’s safe to say that the coronavirus has impacted just about every facet of our lives. It has tried and tested us, and we are still trying to figure out how to return to normal. What has changed, even though you might not have suspected any change, is your home insurance.   Inspections If youRead more

Getting coverage for your home-based business.   Do you work full-time from home? Perhaps you operate a side business out of your home? If so, be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additionalRead more

Understand what “Proof of Ownership” is in a home insurance claim.   If you ever find yourself making a home insurance claim, your insurer may ask you to provide a form of “proof of ownership” for whatever items need to be replaced. Essentially, you’ll need to document all of your lost or damaged belongings soRead more

Deck the halls safely with these tips in hand.   The festive season is a time for joy, family, peace, and beautiful decorations. When you’re getting the home ready for the festivities, it’s important to remain safe at all times. Here are some essential tips you need to know about decking the halls safely.  Read more

Don’t overlook these essential home maintenance tasks.   When you think about home maintenance, these few tasks might not be the first things that come to mind. There are some jobs that homeowners forget about or don’t even know about. However, forgetting about them can have frustrating and potentially expensive consequences. Here are a fewRead more