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Getting coverage for your home-based business.   Do you work full-time from home? Perhaps you operate a side business out of your home? If so, be aware that your homeowners insurance policy may not cover several aspects of your home-based business. In order to safeguard your hard work, you may need to take out additionalRead more

Understand what “Proof of Ownership” is in a home insurance claim.   If you ever find yourself making a home insurance claim, your insurer may ask you to provide a form of “proof of ownership” for whatever items need to be replaced. Essentially, you’ll need to document all of your lost or damaged belongings soRead more

Deck the halls safely with these tips in hand.   The festive season is a time for joy, family, peace, and beautiful decorations. When you’re getting the home ready for the festivities, it’s important to remain safe at all times. Here are some essential tips you need to know about decking the halls safely.  Read more

Don’t overlook these essential home maintenance tasks.   When you think about home maintenance, these few tasks might not be the first things that come to mind. There are some jobs that homeowners forget about or don’t even know about. However, forgetting about them can have frustrating and potentially expensive consequences. Here are a fewRead more

Avoid these home insurance claims. When most people think of home insurance claims, they often associate them with major disasters such as hurricanes, fires, and tornadoes. In these situations, there isn’t much that the homeowner can do to avoid disaster. Fortunately, many homeowner losses are entirely preventable. Here are just a few of the mostRead more

Top reasons to obtain renters insurance coverage. Homeowners across the nation typically understand the importance of insuring one of the most expensive purchases they may ever make. Renters, on the other hand, may not understand the significance and benefits of renters insurance. Some might view renters insurance as an unnecessary expense. Others believe that theyRead more

How to prepare for a power outage.   The weather can change in an instant, meaning that homeowners should always be prepared for the worst. Part of this preparation is to prepare for a power outage caused by a storm. Storms can bring strong winds and heavy rain that knock down power lines, leaving homesRead more

Understand the differences between a home warranty and an insurance policy.  Owning a home is likely to be one of the greatest assets you’ll ever have. Protecting this investment is not just smart, it’s integral. The best way to do this is to purchase both a home insurance policy and a home warranty. Purchasing bothRead more

What you should know about a condo and a home insurance policy. There are several types of structures that people call home. Houses have always been popular, but condos are attracting the attention of more people in recent years. Both can provide a comfortable home for any sized family, but the two have different characteristicsRead more

Important takeaways about home insurance coverage. A new home is most likely one of the most important investments you will ever make. The second most important investment is homeowners insurance. Before you pick a policy and then forget about coverage instantly, it’s wise to know your policy inside and out. It’s not until a disasterRead more