Add an extra layer to your protection with an umbrella policy.

Life is unpredictable, and no matter how much you plan, there's always something around the bend that never crossed your worried mind. If the unexpected occurs, do you have the necessary coverage to fall back on? While you may have some liability limits to protect your family's assets somewhat, many accidents have the potential to max out your policy. Check out these FAQs about umbrella insurance: What is umbrella insurance? Umbrella insurance is a secondary coverage that protects more than one property or asset with an extra layer of liability protection. It kicks in when your existing policy (e.g. home, auto, watercraft) doesn't provide sufficient liability protection. When would I need umbrella insurance? Imagine that your dog bit your neighbor, or there was an accident on your rental property, or you got into a car accident with multiple cars and passengers. While these are all worst-case scenarios that we'd rather not think about, there's a good chance that your current liability limits wouldn't be adequate to protect your assets - or future earnings! Who is covered by the umbrella policy that I purchase? Most standard umbrella policies provide protection for you and the resident relatives of your household! How much coverage do I need? As with any insurance policy, your suitable coverage will depend on your needs and budget. Talk to an expert in the industry today to receive your reliable policy! Contact Bell Black Insurance for all of your insurance needs today! We serve Idaho Falls, Island Park, Driggs, Victor, Swan Valley, Ashton, and the neighboring communities in Idaho, as well as Jackson and Star Valley in Wyoming.