David Bell | Aug 06 2020 00:00

How Does Coronavirus Impact Home Insurance? - Bell Black Insurance

It's safe to say that the coronavirus has impacted just about every facet of our lives. It has tried and tested us, and we are still trying to figure out how to return to normal. What has changed, even though you might not have suspected any change, is your home insurance.  

  • Inspections

If you need to purchase home insurance right now, whether you've just bought a new home or you're shopping for a better policy, you might need to have a home inspection as a condition of the policy. However, a professional may not be able to visit your home during this time. As a result, you may be asked to record a video of the rooms around your home on your smartphone and send it to the insurer. If a professional is able to visit, you can expect them to maintain social distancing during the process.  

  • Filing a claim

If the worst does happen, you may need to file a claim. If you do experience damage and an appraiser is unable to visit your property, many insurance companies offer virtual inspections to limit the people in your home and to speed up the processing. If there are repairs that need to be made, essential workers such as plumbers are able to help.  

  • If you're having trouble making payments

Talk to your home insurance provider as soon as possible to work out how to handle manageable payments. To find the best  home insurance  policy to fit your needs,   contact  Bell Black Insurance today!   We serve all insurance needs for those in Idaho Falls, Island Park, Driggs, Victor, Swan Valley, Ashton, and the neighboring communities in Idaho, as well as Jackson and Star Valley in Wyoming.