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How Home Insurance Rates Affect Your Mortgage Payment

When you’re buying a home, it’s easy to focus on the big numbers, sale price, down payment, and your monthly mortgage. But there’s another crucial piece of the puzzle that can quietly impact your monthly costs: home insurance. At Bell Black Insurance, we believe in empowering homeowners...

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Understanding Homeowners Insurance: Is It Part of Your Mortgage?

When purchasing a home, many buyers often wonder about the specifics of their mortgage agreements, particularly regarding homeowners insurance. A common question arises: Does my mortgage include homeowners insurance? This blog post aims to clarify this important aspect of homeownership and provide insights...

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