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Spring Home Renovations Require Upgrading Your Insurance Coverage

Spring Home Renovations Require Upgrading Your Insurance Coverage

Apr 30, 2014

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Spring Home Renovations Require Upgrading Your Insurance Coverage

Remodeling your home is a great way to kick off your spring season. Remodels will not only upgrade the appearance of your home but can add value to your property. Once done, make sure your renovations are protected by upgrading your homeowners insurance policy.

Major remodeling projects such as kitchen renovations or adding a pool, deck or patio can increase the value of your home. For this reason, it’s important to upgrade your insurance policy. Reviewing your policy before starting a project will give you an idea of how to incorporate your renovation into your policy.

If furniture or personal belongings need to be stored during construction, make sure they’re protected under your policy if you're using outside storage. Take before and after photos of your renovation to show what improvements were made to increase your property’s value.

For DIY projects, consider increasing your liability coverage during construction to cover any injuries that may occur on the job. If you choose to hire a professional contractor, make sure he carries his own insurance coverage.

To learn more about homeowners insurance in Idaho, contact Bell Black Insurance in Rexburg, ID.

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