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Most homeowners' insurance policies will cover fire damage unless caused by an act of war or intentionally set by you or a family member. Fires are commonly caused by lightning strikes, electrical shocks, or sparks near a dryer vent. Understanding what causes fires is the best way to prevent them from...

Seasons are changing. We are preparing to spend much of our time inside as the winds pick up and the temperatures start to fall. It's easier to prepare your home for the colder weather while it's still warm than to fix things when the snow is falling. Getting a head start on any repairs or maintenance...

Homeowners insurance is a form of property insurance that gives liability coverage against accidents in the home and around the property while also covering damages to your residence and furnishings and other assets inside your home. This policy usually covers the following incidents on the insured property: ...

The price of homeowners insurance is one of those unavoidable expenses that come along with owning a house. How much you pay for coverage will depend on a variety of factors such as the location and age of your home, but the average premium costs over $1,000. Although it can feel like a big expense,...

Running a home-based business isn't easy, here's how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage...

Determine if you have the right amount of homeowners insurance for your needs. Your home is your castle, and you likely do everything you can to protect it. From locking the doors at night to turning off the water supply while you're out of town, there's a lot that you can do to safeguard your home....

Protect your biggest investment by ensuring it's covered. Your home is your castle. When accidents happen, your homeowners insurance is there to pick up the pieces. But is it? Many homeowners don't realize that they lack coverage, or worse, don't have the right coverage for their home. When a disaster...

Rid your walls and ceilings of moisture to eliminate mold infestations. Whether you've spotted a small patch of mildew growing in the bathroom or a large chunk of mold in a corner, getting rid of it is essential. Not only are they are an eyesore and a health hazard, but they can spread like wildfire...

As the cooler months approach, tune up your furnace. The winter brings the festive season and a chill in the air. Even though plenty of us love the crisp winter weather, the drop in temperatures means that we're shivering around our tea at 4:00 p.m. It's not ideal for party hosting or festive fun. As...

Your homeowners insurance policy plays no tricks on your home. Halloween is one of the best nights of the year for children! They get to dress up in full costumes, the neighborhood is thriving, and there is a plethora of free candy - what's more to love? With children hyped up on sugar and the excitement...