Does Homeowners Insurance Coverage Reimburse Roof Damages?

A home insurance policy covers your home, other structures on your property, and your belongings in the event of loss or damage caused by natural disasters, fire, vandalism, etc. With the roof being a home structure, most people think that roof damages are covered by homeowners insurance. However, the...

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Things to Consider While Installing a Backyard Fire Pit

As a homeowner, there comes a point where you may feel confident in exploring some upgrades. Perhaps you plan to install some new amenities around your home. Backyard fire pits are a popular choice because they can enhance your home almost year-round. However, one of the first things you should research...

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Will My Homeowners Insurance Cover Damage Caused by Floods?

Homeowners insurance is residential insurance that protects the home from disaster and theft. Its coverage is mainly for dwelling and personal property. The dwelling structure helps cover damage to your home structure and other attached structures from perils clearly stated in the policy. Property coverage...

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Will My Home Insurance Policy Cover My Property When I Relocate?

Homeowners insurance is a form of property insurance that gives liability coverage against accidents in the home and around the property while also covering damages to your residence and furnishings and other assets inside your home. This policy usually covers the following incidents on the insured property: ...

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Cutting the Cost of Home Insurance in 2020

The price of homeowners insurance is one of those unavoidable expenses that come along with owning a house. How much you pay for coverage will depend on a variety of factors such as the location and age of your home, but the average premium costs over $1,000. Although it can feel like a big expense,...

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How to Insure Your Home Business

Running a home-based business isn't easy, here's how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage...

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Do You Have Enough Home Insurance Coverage?

Determine if you have the right amount of homeowners insurance for your needs. Your home is your castle, and you likely do everything you can to protect it. From locking the doors at night to turning off the water supply while you're out of town, there's a lot that you can do to safeguard your home....

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Top Hidden Dangers in Your Garage

Are these hazards lurking in your garage? Garages seem to accumulate stuff no matter how diligent you are about keeping it organized. Among some of the clutter, hidden dangers may be lurking in the dark or even right out in the open. Be aware of these dangers that may be lurking in your garage. Fire...

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How to Make Sure Your Home is Properly Covered for a Disaster

Protect your biggest investment by ensuring it's covered. Your home is your castle. When accidents happen, your homeowners insurance is there to pick up the pieces. But is it? Many homeowners don't realize that they lack coverage, or worse, don't have the right coverage for their home. When a disaster...

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Methods to Protect and Prevent Mold in Your Home

Rid your walls and ceilings of moisture to eliminate mold infestations. Whether you've spotted a small patch of mildew growing in the bathroom or a large chunk of mold in a corner, getting rid of it is essential. Not only are they are an eyesore and a health hazard, but they can spread like wildfire...

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